This is a universe with faster than light travel and near infinite resources. There's a homeless shelter in one of the major cities. I helped them out. Why the fuck is there a homeless shelter in a universe with FTL and near infinite resources?
I'm starting to think Fallout under Bethesda isn't a satire and their writers are just incapable of imagining anything beyond capitalism.
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I think the confusion is from thinking they were trying to make a star Trek space game. I've played it a bunch and it's very clear that was not what they were going for.