I've definitely turned into the paranoid nutcase within my friend group in recent years, I hate that everything is "smart" nowadays requiring an app/internet connection & account, just to do basic things that didn't require any of that before.
What's some things currently making you ramble like an old man?
The way I heard it the insurance companies lobbied for seatbelt laws.
Something about if you die in an accident the payout could be larger than if you survived.
Opposite for motorcycles and helmets. On a bike you aren't eligible for the same death payout as someone in a car so it's cheaper if you die.
Again this is just how I heard it and I've never cared enough to actually look into any of this at all but on the surface and seems plausible.
It's not that. It's that they can deny the payout if you broke the law.
Ahhhh ok. That does make more sense.