And do believe that I, this random guy on the internet has a soul
I personally don't believe that I anyone else has a soul. From my standup I don't se any reason to believe that our consciousness and our so called "soul" would be any more then something our brain is making up.
Nothing suggesting the primacy of metaphysical stuff, but in the same way its fine to talk about the soul of a nation, it's fine to talk about my soul. I don't think its magic, I just think there's a connection with the rest of the universe and other conscious people that is healthy to cultivate, and the effects I have on those relationships will continue after I die (likewise, other people's relationships have affected my life even after they've died). I don't think there's any reward of doing so outside of the health of those relationships. I do think certain behaviours and beliefs are poisonous to this "soul", but we can also talk about mental health and how we should be emphasising community etc.
But it's all just physical stuff in the end, and if a meteor hit Earth tomorrow and scattered our material there isn't anything left over like a bunch of angry ghosts floating around. Not even anyone to mourn what could have been.