I promise this question is asked in good faith. I do not currently see the point of generative AI and I want to understand why there's hype. There are ethical concerns but we'll ignore ethics for the question.
In creative works like writing or art, it feels soulless and poor quality. In programming at best it's a shortcut to avoid deeper learning, at worst it spits out garbage code that you spend more time debugging than if you had just written it by yourself.
When I see AI ads directed towards individuals the selling point is convenience. But I would feel robbed of the human experience using AI in place of human interaction.
So what's the point of it all?
Programming quick scripts and replacement for Google/Wikipedia more than anything. I chat to it on an app to ask about various facts or info I wanted to know. And it usually gets in depth pretty quickly.
Also cooking. I've basically given up on recipe sites, except for niche, specific things. AI gets stuff relatively right and quickly adjusts if I need substitutions. (And again, hands free for my sticky flour fingers).
And ideation. Whether I'm coming up with names, or a specific word, or clothes, or a joke, I can ask AI for 50 examples and I can usually piece together a result I like from a couple of those.
Finally, I'll admit I use it as a sounding board to think through topics, when a real human who can empathise would absolutely be better. Sadly, the way modern life is, one isn't always available. It's a small step up from ELIZA.
The key is that AI is part of the process. Just as I would never say "trust the first Google result with your life", because its some internet rando who might say anything, so too should you not let AI have the final word. I frequently question or correct it, but it still helps the journey.