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Wait till you find out how jobs work under capitalism. Your labour produces a certain amount of value, then your boss appropriates that and pays you back a tiny portion of it in form of wages.
I'm more of a fan of Universal Basic Services, because money shouldn't really be part of the equation and it creates a tons of loopholes that can be exploited. Everyone should have basic needs guaranteed unconditionally. Food, shelter, healthcare, public transit, and education must be considered to be basic rights.