There is a thread on HN about this (https://news.ycombinator.com/item?id=38114512) which includes a link for https://ghostfol.io which I have not tried, but it is open source / self hostable.

A little late here - but I adore YNAB. I'll talk about it all day but at it's base it functions off of a digitized envelope system rather than trying to match projected inputs to projected outputs every month.

YNAB has the automatic uploads of transactions (and does try to guess a category for you but you do have to review and approve).

It is fairly expensive. Although the family plan works if you have anyone you're open about finances with (or simply trust the family "owner" not to peek - like my younger sister decided to trust me not to look.)

Actual Budget is very good. I'm self hosting but you can host with pikapods or other public services and be up and running very quickly.

It's YNAB -esque in implementation.