I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
I realized that paying rent was like throwing money into a bottomless pit. Obviously buying a house was out of the question so I bought a used RV and moved into that. I added solar panels and all the VanLife type stuff and now my biggest expense is for the storage unit I put all my stuff in. No more rent, no power, water or most other bills. StarLink is expensive but with all the other expenses eliminated it's not bad at all.
But what about an address? No address, no bank account. No bank account, no job. Or can you get paid another way in the US?
There are services for that. I have an address that can scan/forward mail. Packages are also accepted. I use this address for everything.
I want to do this. Do you use a gym for showers? The lack of running water is one thing that is making me hesitate.
My RV holds 40 gallons and has a shower. But yeah, many people do a gym membership for showers. Planet Fitness is like 20 bucks a month.
A storage unit is rent. RVs require maintenance and resources similar to a house.
While all that is technically correct, combined it would still be wayyy cheaper than an actual house
Also you can do maintenance the dirty way because you're probably going to write off the RV/trailer over time, while with a house you want to do it the proper way in order to be able to sell it.