If you're driving a car you have the obligation to drive safely, especially as it concerns to vulnerable road users. Shit infrastructure, that encourages dangerous situations, is something you should fight so driving isn't so stressfull, it's not an excuse for you to endanger other people.
Categorically calling car crashes accidents is auto industry propaganda to absolve themselves and drivers of responsibility
I become a bit more the joker any time somebody crashes their car with no other people involved and says "I got into a car accident". No mfer you are the car accident