take a page from the airlines and go heavy into revolving lines of credit. airlines make more now on their credit cards than their flights.

like apple pay but make it a special RFID chip card made out of polished aluminum with a brushed apple logo and make it like 1mm thicker than the thickest card. maybe it comes with an annual fee app that shows all your finances with a really smooth interface.

the apple heads will go insane to be able to flash it around, and give like points towards other apple shit.