For $54, $13, or even $4 a month I found a plan!
Oh that sounds cool! Fuck you employer plan that costs hundreds a month! Get me on that Healthcare.Gov plan!
Some basic questions ....you make above our outdated poverty wage. Your employer offers a "qualified plan" therefore 
NO SOUP FOR YOU! However if you want a worse plan that costs more then some 3rd party of a 3rd party will be more than happy to depart you with your hard earned post tax dollars.
Are you retired but not Medicare age? LOL get back to work slave! That'll be $500 / month! Sucker!
Are you 26 and living with your parents because no employer gives a shit about thr Bachlors technical degree the world told you needed to get a job outside of McDonald's fry snitch? Well we can make a debt slave out of you!
Fucking sick ass joke country.
Even more fun. Employer offers me a plan that it covers most of the premium for, but none of the additional cost for my wife.
My wife can't get the cost reduction because technically she gets employer coverage through me, even though it's at full cost.
Gotta love those "household" qualifiers! /s