"I'm sorry, asking what your credit score is makes your credit score drop 30 points. No, you're not allowed to see the algorithms we use to determine your credit score either."
It makes sense, the credit score is a measure of how much money banks and other financial institutions think they can extract from you. Doing things that minimize your total payments loses them money, and so those things lose you points.
If you want to see a real credit score, try buying a house if you forgot to pay your cellphone bill once six years ago.
"I'm sorry, asking what your credit score is makes your credit score drop 30 points. No, you're not allowed to see the algorithms we use to determine your credit score either."
Paying off a debt also lowers your credit score too! I lost 80 god damn points for paying down my student loans!
utilization baybeee
I forgot about that lol. I finally got debt free assuming my score would go up and it just tanked.
Nah, score is all about how much/goof of a debt slave you are.
So it's entirely built off of you always having some debt not about if you pay it
It makes sense, the credit score is a measure of how much money banks and other financial institutions think they can extract from you. Doing things that minimize your total payments loses them money, and so those things lose you points.