I trust it enough to use the feature, but I've got separate cards for online and in-person purchases. The online card is temporarily disabled in my bank app, and I only unblock it when I intend to use it. Takes like 30 seconds extra.
The in-person card is permanently unlocked for NFC and regular store transactions, but region locked to the country where I'm currently at, and transactions over $30 require the PIN.
I trust it enough to use the feature, but I've got separate cards for online and in-person purchases. The online card is temporarily disabled in my bank app, and I only unblock it when I intend to use it. Takes like 30 seconds extra.
The in-person card is permanently unlocked for NFC and regular store transactions, but region locked to the country where I'm currently at, and transactions over $30 require the PIN.