At home it probably isn’t worth it. Servers where changes can break things or is qualified against a specific configuration, more worth it. Often whatever your distro is providing is fine, even things like Ubuntu and soon Mint will be using non-LTS kernels by default.

I’m running an LTS kernel on my desktop and a non-LTS on my laptop (both machine are running EndeavourOS). Both have been rock solid.

The only instability I’ve had is when I tried running a customised kernel (linux-cachyos)

You can install multiple kernels along with their respective headers. As long as you create a hook that runs mkinitcpio and grub-mkconfig whenever you update the kernels, you can then choose which kernel you want to use when the grub menu comes up.

This way you can always use whichever kernel you want, and is good practice should an update to one of the kernels have breaking changes.