• huginn@feddit.it
    ·
    edit-2
    3 days ago

    The reason there isn't a revolution in the USA is mostly down to atomization. Suburban growth directly leads to insular communities with no sense of responsibility to the rest of their brothers and sisters. Working class families in the burbs have functionally 0 ability to organize.

    To add that on, I like to underscore the gravity of the situation here with details:

    1. The top 10% of earners starts at ~170k/yr
    2. The top 1% start at ~820k/yr
    3. The top 0.1% start at ~3,300k/yr (3.3 million)
    4. If Elon Musk had 100% of his net worth in really basic bonds giving 5%/yr he'd be pulling in 22 BILLION dollars per year, forever.

    The interest on his earnings alone is equivalent to 130,000 workers at the start of the top 10%. That's the entire workforce of American Airlines for comparison.

    If the average person was paid like the 0.1% for 1 year they could retire and live off 65k/yr forever.

    This chart is broken down by quintiles but it illustrates the disparity well imo.

    Half of the wealth of the top 20% here (excluding top 1%) is in businesses or real estate they own. Most of that will be their own house and a small business, though leeches "landlords" mostly fall in this category too.

    For the top 1% that's more like 20% of their net worth.

    Show

    • Kingofthezyx@lemm.ee
      ·
      edit-2
      3 days ago

      No dude you mixed some numbers up - 5%/yr of 440 billion is 22 BILLION dollars per year.

      Unless you meant he could put 0.1% of his wealth (440 mil) to pull 22 million a year.

      In fact, he could put less than half of his total net worth, 200 bil, into a basic savings account returning 0.5% a year and live off of a billion dollars a year, which is equivalent to the median income of 16,666 others.

      • huginn@feddit.it
        ·
        3 days ago

        While you were writing this comment I was updating my original comment because I messed up! Correct: 22 BILLION.

        • LifeInMultipleChoice@lemmy.dbzer0.com
          ·
          3 days ago

          Market 10 year average is 11%. 400B at 11% for 30 years left of his life. That's not 1 trillion dollars, not 2... Not 3... It's over 9 trillion.

          His money if allowed to be passed down and kept in the market, would make more than 1T dollars a year at that point.

          • huginn@feddit.it
            ·
            3 days ago

            Yeah but his net worth is tied mostly in specific stocks.

            And beyond that broad market withdrawal rates mean you can really only safely pull about 4% without eating into the nest egg.

            But yeah it's all true - he's on track to a trillion before he dies.

            • LifeInMultipleChoice@lemmy.dbzer0.com
              ·
              3 days ago

              He doesn't really need to sell though does he. Like imagine if ceo's came out to trade and give public announcements beforehand to build trust. For instance an Apple Executive trading directly with Musk equal valued shares and telling the populous it is a good thing as these executives are showing that they believe strongly in these other companies. Next thing you know he's got his investments varied across every field, and should maintain a portfolio matching the market average whether one field struggles for a bit or not. It "looks" like they are all showing faith in each other's future gains, but in reality is is diversifying their portfolio to ensure no large setbacks

    • limer@lemmy.dbzer0.com
      ·
      3 days ago

      Neighborhood politics, social gatherings, community hotspots has massively declined in the last two generations,

      It’s really hard to organize anything face to face?

      • huginn@feddit.it
        ·
        3 days ago

        It is and while I don't think that was Eisenhower's 5d chess play it is more or less directly from cold war era policies that encouraged Americans to live anywhere besides a city.