Currently trying to refund the new Indiana Jones game because it's unplayable without raytracing . My card isn't even old, it's just 8GB of VRAM is the absolute minimum apparently so my mobile 3060 is now useless. I miss when I used to be able to play new games in 2014 on my shitty AMD card at 20fps, yeah it didn't look great but developers still included a very low graphics option for people like me. Now you need to be upgrading every 2 years to keep up.
I'm in a similar boat but I'm letting my budget dictate what I play instead. Tekken 8 looks cool but why pay $70+DLC when I have Tekken 7, also very cool, for $6? I'm always a version behind but my wallet thanks me.
Also Peggle is extremely cheap and I've gotten an RPG number of hours out of that series.