If you're not being charged rent then either you live in a house you own, or you live rent-free in a house you don't own. In the first instance then either you're rolling in cash and own it outright, or you have a mortgage on it. In the second instance then you're likely living in your parents' basement.
So: if you're living rent-free in your parents' basement or you're so rich you own your house outright then you have no idea what you're talking about.
And if you have a mortgage then that means you're making monthly payments that strictly speaking aren't rent but might as well be. Thanks to interest rate changes in the UK my mortgage recently nearly doubled, so that's several hundred pounds a month I've had to find for LITERALLY NOTHING. Owning is generally cheaper than renting which is why I do it, but you've still got that substantial monthly outlay that restricts your ability to buy fridges and other stuff.
We were trying to point out that landlords provide nothing of value to society and are leeches.
Its simple math that if a fridge cost half your rent, but you didn't have to pay a land leech, then you could buy a fridge and still be ahead by half a months rent.
I was trying to communicate that whatever a landlord does for you is necessarily of less value than what you pay on rent because they're making a profit.
I do not own a home or live rent free for the record, and I'm not sure how that became subject for speculation
If you're not being charged rent then either you live in a house you own, or you live rent-free in a house you don't own. In the first instance then either you're rolling in cash and own it outright, or you have a mortgage on it. In the second instance then you're likely living in your parents' basement.
So: if you're living rent-free in your parents' basement or you're so rich you own your house outright then you have no idea what you're talking about.
And if you have a mortgage then that means you're making monthly payments that strictly speaking aren't rent but might as well be. Thanks to interest rate changes in the UK my mortgage recently nearly doubled, so that's several hundred pounds a month I've had to find for LITERALLY NOTHING. Owning is generally cheaper than renting which is why I do it, but you've still got that substantial monthly outlay that restricts your ability to buy fridges and other stuff.
If we just give your landlord the chop chop then you can own your house for free.
We were trying to point out that landlords provide nothing of value to society and are leeches.
Its simple math that if a fridge cost half your rent, but you didn't have to pay a land leech, then you could buy a fridge and still be ahead by half a months rent.
I was trying to communicate that whatever a landlord does for you is necessarily of less value than what you pay on rent because they're making a profit.
I do not own a home or live rent free for the record, and I'm not sure how that became subject for speculation
So you pay your parents. Do you live in the basement or do they let you into the actual house?