I get around this by working on a few projects. Right now I am working on getting a foiled out commander deck for each mono color and colorless. This is letting me focus on a commander deck for a while and circle back on the others every so often to see what I can revamp them with. Also this is a long term project I've been working on since the pandemic, so it is actually attainable with my current obligations. Also going for foils only limits my choices and slows me down by making me want to wait for rotation when cards cycle out of standard.
My current builds/intent are:
White: Reidane, God of the Worthy - Spirits/Stax. In progress
Blue: Saruman the White - Bird/Surveil. Recently updated with Bloomburrow
Black: Massacre Girl - Ninja/Attraction. Limited stuff worth considering since Murders at Karlov Manor. With theme options for upgrading are likely going to be slow and limited.
Red: TBD (potentially Goddric, Cloaked Reveler unless I see something better while working out my mono white deck)
Green: Grunn, the Lonely King - Warrior/Druid/Enchanted Lands. Last overhauled around 40k commander decks.
Colorless: Graaz, Unstoppable Juggernaut - Construct/Artifacts. Potentially up for revisions.
I'm allowing myself to play with making deck list as I feel inspired, but with how frequently cards get released and having other expenses to manage I might not get around to making everything I want to.
I will probably allow myself to work on Muerra, Trash Tactician by scrapping some of my old decks and using proxies. This is the deck list that I am considering, but working on this one is probably going to be more of a side project and dependent on how the next three months go. It is also an alpha build, so I might think of other directions I want to take the deck before acquiring cards.
Edit: updated formatting due to commenting from mobile.
100%
No deck list I've made survives contact with other players and a deck that works well in one play groups meta does not work as well in another group's.