Central Illinois book lover, cat lover, CPA

  • 5 Posts
  • 8 Comments
Joined 1 year ago
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Cake day: June 3rd, 2023

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  • Enjoy what you enjoy—life’s too short and there are too many other books out there to waste time on what you don’t enjoy! I have no qualms about not finishing a book, no matter how far along I’ve gotten. I’ve been known to skip to the last chapter or last few pages just to see how it ends, then move on.

    On the other hand, for books that you have to read (for school, e.g.) set a goal of X pages per day, and reward yourself when you make the goal. I also find it helps to read more interactively: take notes, argue with the author, think about what you read and whether it’s total b.s. or whether there was anything, however small, of value in it.



  • Most of my savings is in IRAs, which are mostly invested in Vanguard index funds. I try to keep about what I’d need to live on for a year in short-term investments and high-yield savings, any extra in some longer-term investments. I have a couple of CDs, some T bills, an I bond, some stocks. I’ve been shifting money around lately depending on where the best interest rates are.

    Bread Savings has a 4.88% rate (5% APY) right now, no fees. The T bills have rates between about 5.3% and 5.5%. Right now, even 4-week T bills have rates over 5%.