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Joined 1 year ago
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Cake day: June 27th, 2023

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  • I know this is a late reply, but I didn't notice the notification. Sorry about that. What I do is, I open a free virtual card for each service. I have one for netflix, one for spotify and so on. I set the monthly spending limit just above of what they cost.

    This way if I ever unsub, I can delete the card and they can't charge me, or if they have a data leak, they only stole my deleted cards.


  • Revolut was mentioned before, but let me elaborate on it.

    They are essentially a bank but you can open an account through their app with the needed IDs.

    You load money onto your account via a card payment from a conventional bank account, so no transfer fees apply in that sense.

    They have one time use virtual cards and free persistent virtual cards. You can order physical ones if you want. You can set limits and recurring transactions per card. It even recognizes subscripition services and lets you know in advance if you need to top up the account before a payment is due.

    Caveat: ads for their own services to buy crypto, gold, stocks and crap. I personally wouldn't keep huge sums on my account, but know people who use it extensively. Even after years of usage, they werent burnt yet.

    I have no experience with customer service, as I only use it for what you are looking for. According to the internet, their CS can be abysmal.


  • redmi note 9 pro user here. Now on LOS. The default OS is full of telemetry. Even the calculator wants you to agree to personal data being used. Would avoid unless you only want the hardware and the model you want has active community rom support.

    Also the Bootloader unlocking process is a PITA. You need a xiaomi account logged in to the phone for it for 2 weeks, then they may allow unlocking the BL but only through their unlocker app that frankly sucks. You may have to sit through the wait period twice if something goes wrong. Ask me how I know.