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Cake day: June 8th, 2023

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  • pinwurm@lemmy.mltoAsklemmy@lemmy.mlInsurance in US
    ·
    1 year ago

    An individual can sign up for a plan through their State’s health insurance exchange or the federal government’s HealthCare.gov website.

    It is usually more expensive than getting it through an employer - but works to serve small business owners, freelancers, etc.

    A few States (like Massachusetts) have semi-universal systems that cover all individuals that earn under 150% of poverty, independent students, newly unemployed, etc.

    A lot of Americans are also covered under Medicare, Medicaid , Social Security and other programs.

    Retirees aged 65 and older are eligible for Medicare - a semi-universal federal system that covers pretty much everything and accepted most places.