For me its when my family flew in for my graduation and they also decided to meet my sister's in-laws. After graduation we were supposed to go to a restaurant. The ceremony was supposed to last two hours but stretched to four and we were about to miss our reservation. My sister pressured me to leave even tho I didnt have a chance to take pictures with friends and such. I have mostly moved on but honestly a part of me still hates her for it.
When I was 16 I was backing out in a parking lot when an old woman backed into the front of my car. I didn’t call insurance or the cops or anything because it was a tiny scratch on my 25 year old car with broken AC. She however, lied to the insurance company and they believed her that it was my fault, because they always assume teenage boys are at fault.
My car was still in reverse when we collided, and she hit the front of my car, so it’s 100% impossible for me to be at fault. The insurance company paid several thousand dollars to replace her bumper that just had a small scratch on the paint.
This also makes me question the statistics about accident demographics. It seems entirely reasonable that teen boys are the most accident prone, but now I wonder what percentage of those accidents have blame wrongly placed?
Some years back, I got hit while riding a skateboard in a bike lane by a lady driving an SUV in the oncoming lane turning left across me with no signal and no slowing down. I managed to twist enough that I hit her door panel with my back and bounced off and only got scraped up instead of crushed. My laptop in my backpack and one wheel of my board were destroyed, though. At the scene she was very apologetic and offered to replace my laptop immediately, then drove me down to microcenter and bought me a new laptop before driving me home.
Then a couple days later she filed an insurance claim against my parent's homeowner's insurance. I explained it all to them and they must have handled it because they never bothered us about it again.