My partner and I have about 60k in student loans and haven’t been paying even though they started back in October. I’m waiting to see if maybe we just shouldn’t. I remember there being chatter about how Nelnet and other loan holders had like laid off a bunch of people during the pause and hadn’t hired them back, and the system is overloaded and fucked, and how are people suddenly going to pay a big monthly expense anyway, etc etc. But if people were to not pay them, I feel like the media would not want to perpetuate that narrative and build it into something real by spreading the word so to speak. So I don’t know if there’s a way to gauge is people are actually paying them? Does anyone know?
No. If you're on IDR, it's very possible to have zero dollar payments, depending on your income (which is cool, obvs, because you pay nothing and theres no increasing of the principle and you constructively are counted as having made payments).
I’m not on IDR though
Looking into it.
I’m good the website was just weird and for some reason they do the withdrawal at the end of the month instead of the first
I was just doing the Elon thing, but glad you figured it.
lol