My partner and I have about 60k in student loans and haven’t been paying even though they started back in October. I’m waiting to see if maybe we just shouldn’t. I remember there being chatter about how Nelnet and other loan holders had like laid off a bunch of people during the pause and hadn’t hired them back, and the system is overloaded and fucked, and how are people suddenly going to pay a big monthly expense anyway, etc etc. But if people were to not pay them, I feel like the media would not want to perpetuate that narrative and build it into something real by spreading the word so to speak. So I don’t know if there’s a way to gauge is people are actually paying them? Does anyone know?
I got a good income based repayment plan and I’m only paying $100/month on six figures of debt. I work in the public sector so it should be all forgiven in 10 years. I need my credit to not be dogshit so I can buy a car when my current one breaks. So yeah. That $100/month is basically a protection racket on my ability to get to work.