I feel like the answer is yes, but thought I'd come here and ask first. It stops a ton of connections and warns me that it's worried about trojans, riskware and ransomware. I don't really know how any of this works and was concerned that maybe I ought to just let malwarebytes do its thing, but my download speeds are pretty slow (like....sometimes just a few kilobytes in speed).
Depends on what it is. Games are going to falsely trip any AV really often. Videos/audio books and stuff I guess you could scan, but also just don't run any .mp4.exe files. Also windows defender is a solid last line of defense now.
And absolutely, torrents without a VPN are going to you letters/service termination in many countries.
Even for games, you can restore files from quarantine. Games are where someone that isn't tech literate will end up running something that'll fuck up their computer, and if they're unsure whether their torrent client is safe to exclude I'm worried about exempting any torrents. Def agree that Defender is fine these days.