I hooked up my trusty old Logitech speakers to see if they still worked. They did, so I booted a game and sheepishly turned the volume way down in fear of annoying my neighbors, immediately remembering why I had these stuffed in a closet for almost 10 years.
Even if I lived in a soundproof house in the middle of nowhere I'd still be self-conscious enough to just use headphones instead 
Noise cancelling is the best but you have to be more observant walking and biking since it'll be harder to hear surroundings. Anker makes kick ass headphones for cheap with nose cancellation. I don't work for Anker, promise. I got new over ear headphones to replace ones I had for about 2.5 years (and counting, prolly use them for working out or something or maybe just retirement until there's an emergency since they've split open from all my sweat all this time) and buds as well so I don't die trying to enjoy my bike ride during a blistering summer day. Spent 80 on both with a sale but otherwise they can be cheap especially compared to air pods and the like.