My dad was trying to get a grooming appointment for his cat something that should take all of 5 minutes over the phone, checking a calendar and penciling it it, but no gotta do it through a web portal then an app, and make sure you put in your credit card number!
ofc my dad got more and more angry as even I was messing around with this crap going over fields over and over because I put in the wrong number, ugh. Bring back simple shit please.
The Pinephone probably does everything you actually want a smartphone to do (modulo crappy hardware), but not the things you are required to have a smartphone to do. Like depositing a check at your bank, or your work's 2FA that uses Duo Mobile rather than something standard like TOTP.
At this point, your best option is probably GrapheneOS, followed by LineageOS for MicroG plus all the hacks needed to get it to pass SafetyNet. The writing is on the wall for the latter at least, and the best option going forward will probably be a sacrificial phone you keep turned off 90% of the time and only use for those things.