For downloading torrents and shit just get a normal VPN with a visa card. Not keeping download logs will likely be enough security for torrents and the like.
If you are doing truly shady shit realize that all VPN servers are being monitored for incoming IP addresses, so if you plan on using a VPN at your home ip address there is no way to stay anonymous. Cash-only VPNs are only useful if you are never going to use them at home.
For downloading torrents and shit just get a normal VPN with a visa card. Not keeping download logs will likely be enough security for torrents and the like.
If you are doing truly shady shit realize that all VPN servers are being monitored for incoming IP addresses, so if you plan on using a VPN at your home ip address there is no way to stay anonymous. Cash-only VPNs are only useful if you are never going to use them at home.