Title says it all. I'm in a country that has public health care, and in many aspects it is very good. Only downside is wait time. There's also less and less funding every year, less and less quality, the whole process to destroy and later privatize what is a natural monopoly (such as water, electricity, etc) and a basic necessity for human life and dignity, and so on.
With that said, is it wrong for me to benefit from what is essentially a better service (because of factors mentioned above, not because private = "better") because it is a capitalist enterprise? Same debate could arise from private energy companies, private transport providers, etc.
If it is about covering a basic need, I don't see why this would be wrong. Of course, there is the aspect of supporting a private enterprise vs. a public service provider but, since it is an imformed and weighted choice that comes out of a need, I see nothing fundamentally wrong with it unless you want to be dogmatic (which a communist should not be). As a person living in a country where healthcare is in a similar state, I understand that sometimes you don't have much choice unless you want to take risks with your health. Unfortunately living in a capitalist society means that even as a marxist you sometimes have to play by the system's playbook.