I wish I could not pay 1/3 of my income to credit card debt, I should be fine now I am no longer paid in beans and instead finally make a human being sized salary, but I pay so much towards credit card debt each month that I am still forced to go even deeper into debt just to get by, not even to thrive. I can only count my blessings that most of it is interest free, and in time, I will reach an equilibrium where my income is finally high enough to make a dent in it.
That sucks, it is so frustrating just not being able to live normally because of debt
Yea. I spent months-years trying to get the loan in my name, because I was unable to get it at all when I needed a surgery to walk, and my very abusive mother agreed to take it in her name after me begging, because, again, I needed a surgery to walk (I was in such crippling pain I was being left unable to walk after a short walk). I was paying the debt for years and no bank would give me the loan in my name. I finally managed through a bank which applies to another bank which is already a subsidary of another bank - applying to those banks directly ironically didn't give me the loan. The system is so broken. At least I am now more free than I was not long ago. I hope for your full freedom soon.
That sounds like actual hell, yeah, hope things continue to improve for you too