I was looking at housing prices in a small city in Scotland and you can BUY a 1 bedroom apartment for £40,000 ($50,000). And it's in walking distance to anything you would need on a daily basis. And the city has functional public transportation both within the city and regionally.
I live in a smaller city in :amerikkka: where there are like 10 bus routes that do nothing for me because I work in the next county over. I am forced to own a car to do anything. I rent a room in a house for $750/month and the cheapest apartment in town is $1000/month. A house down the street just sold for $500k (two years ago they were going for $350k). Moving closer to work would put me in an area where everything is $1400+/month and still no way to get to work other than driving unless I want to ride my bike in a gutter while cars go by at 50mph.
So, what's stopping me from buying a flat in Scotland other than immigration being a fuck?
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Canada has the worst debt to income ratio in the developed world, shit sucks. My partner and I have basically committed to co-owning a plex with some trusted friends with all of us contributing into the mortgage because owning a home that isn't sucking you dry on condo fees is a pipe dream. We'll form our own community enclave and if we have unused units in the building rent them out at maintenance cost to family who can't live independently or need a leg up. Partner has a cousin in prison who's going to need a place to stay when they're out.
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