Every year on my birthday, I treat myself to an unreasonable purchase. Something that I always wanted but wouldn't just buy it normally because it wouldn't be practical or reasonable. Something like an expensive toy, or a fun gadget, or a hobby kit.
This year I'm indecisive between the Steam Deck and the Meta Quest 3. You might ask why would that be unreasonable. Because I have a family with a newborn now so I don't have much free time to game anymore. It would be a waste because I can only play like once or twice per week.
I would love to hear about your desire for an "unreasonable purchase" (within your budget).
I bought a replica of a guitar that Jerry Garcia used to play for myself last year. Well, sorta. I put half the money down while it's being built. I got the money for that by selling off two autographed CDs to some trustifarian from Colorado. I still owe the other half of the money, but I have a cheap car I can sell either for scrap or as a fixer upper.
I never buy myself something, but since my music project is taking off and I no longer go to Grateful Dead related shows, I decided it was time to commemorate my time as a travelling hippie with something I would use a lot.
Like you, I have settled down, got married bought a house.. not a lot of room for luxury purchases anymore
Those autographed CDs must be precious. I hope you get them back someday.
The way I figured it, I don't "use" the autographs and if someone was willing to give me $450 for both, I might as well take it while their stock is up
Practical! I love it.