I've received checks three or four times in my life. I've never written one. As a kid I had a physical paper booklet for the savings account I put my birthday money into. The only way I can get to own a house is by winning the lottery. I remember when small shops had manual credit card machines that would transfer your account details to a slip of paper. I also remember when local stores would give credit to people from the community. I get low-key annoyed when I have to use cash instead of digital payments. My retirement plan is not to retire.