yeah I said it and I'm tired of hearing the Federation adopted a moneyless society because they can simply replicate anything they need.
Humanity didn't eliminate widespread poverty because of replicators, because they already did that before replicators were used on Earth. In fact, Earth had already been united before any human had ever seen a replicator.
Case in point:
ENT, Episode 2x04, "Dead Stop" - Takes place in April of 2152 (important). The NX-01 Enterprise and her crew encounter an automated ship repair station. One room has a food replicator, which the Enterprise crew is unfamiliar with. Commander Tucker tells it to make pan fried catfish. It does, but Captain Archer is uneasy and says he'll stick with chefs. Vulcan science officer T'Pol has seen replicators before on Tarkalean ships, but she regards them as a rare novelty.
TNG, Episode 7x08, "Attached" - Takes place in 2370. This episode begins with Dr. Crusher and Captain Picard eating breakfast in his quarters because they're both very adorable. The two are discussing a recent application to the Federation, a planet which doesn't have a fully unified world government. Three-quarters of the planet wishes to join, but the remainder are xenophobic. Dr. Crusher asks the rhetorical question of what might have happened if Australia hadn't joined United Earth in 2150
Earth had already eliminated poverty, eliminated war, and unified under a world government 2 years before any human had seen a replicator and 150 years before replicators were regularly used on starships.
I win
It's actually unclear if TOS had replicators or not. The writers never seemed to agree. Episode 3x05, the one where a bunch of evil children take over the Enterprise, seems to have Nurse Chapel use a food replicator to make ice cream. Kirk also seems to use a replicator in the "Trouble with Tribbles" episode, but it's referred to as a "food processor." Some episodes have the crew refer to chefs or cooks, there are also mentions of "food storage."
Well then ST: Discovery came along. Turns out they did have replicators in the TOS era, but they were limited in their output and were specialized in their use. Some could only make clothing, some could only make food, like that. It's valid to completely ignore Discovery though because the only good parts take place in the 3100s.
The writers are often bad about presenting the lack of money too, like that line in Generations that Kirk sold his house, or that Scotty bought a boat. Federation credits exist except when they sometimes don't. Roddenberry at least was adamant the future has no money and I can't recall a single instance of a human depicted as a private business owner.