That would have paid off my student loans and then some left. I spent 11 years paying them, and the amount only increased. I’m lucky to have the benefit of getting public employee loan forgiveness, but if I couldn’t have paid it off, I would have either kept getting further into debt or paid back triple my loan just to have it forgiven…in another 10 years. So, yeah, 250k could have saved me money, AND kept a non-public employee me from needing to sell my soul and all my assets to the huge banks.