I moved back in with my parents at 35 a couple years ago after personal financial ruin.
CW: Suicide
I was so depressed at the time that I told them they should let me die because I didn't want to be a financial burden on them.
That's how seriously money was weighing on my mind at the time.
All I knew about my parents finances before yesterday was that they had multiple high-interest credit cards nearly maxed out. I knew this because my mom has shared the account login credentials with me.
All I could think about was getting a job ASAP to help the family stay of the streets, but I was too depressed to function.
Yesterday after a long conversation, my mom shows me her Merrill Lynch account on her iPad. It has a balance of over $128k. All stocks.
My mom has been squirreling every dollar she can into it for the past thirty years.
I clicked "max" on the balance history. The balance used to be over $600k but she makes a lot of trades.
I'm going through a lot of emotions rn.
Out and out: that sucks. I'm really sorry. You deserve better.
I have a couple thoughts, some of which are probably conflicting but I'm also just reading this from the sidelines.
I know that's probably not very helpful in your current circumstances. My best advice is to do your best to have a good circle of friends who share in your frustration and struggle, and who genuinely care about you. Your mom is probably doing what's best given the environment she comes from.