In addition to the notes that credit scores aren't assigned by the US government, they're assigned based on how profitable an individual is to the banking system. So, a person that has never taken on debt is going to have a lot lower credit score than someone who takes debt and pays interest without late payments or defaults.
In addition to the notes that credit scores aren't assigned by the US government, they're assigned based on how profitable an individual is to the banking system. So, a person that has never taken on debt is going to have a lot lower credit score than someone who takes debt and pays interest without late payments or defaults.