I'm physically unable to keep up maintenance on a home and the land around it. Landlords do have a place in society, in my opinion
You might be physically unable, but you're not monetarily unable. Most landlords just pay someone to do it with the money you gave them.
Whatever you are paying in rent is enough to cover the costs of that property and then pay for your landlord's own lifestyle on top. You are being robbed.
It's pretty straightforward math. A landlord's income is necessarily the cost of maintenance of a property plus some extra as profit. Otherwise they're losing money and therefore wouldn't be a landlord. But since their income is the rent you pay, you are therefore paying for everything plus their own cost of living.
Correct. I'm paying him to take care of everything so I don't have to do it. Lawn. Plumbing. Damages. That's all one person for me. I'm paying that one person to take care of all of those things so I don't have to. And the price never changes.
Lawn. Plumbing. Damages. That's all one person for me. I'm paying that one person to take care of all of those things so I don't have to.
No, you're paying that person to then pay other people to take care of those things. If you tell me your landlord handles the lawn, plumbing, all repairs, etc, I'll just call you a liar.
What. Why would you call me a lier lol. My landlord handles all of that. That's why I'm renting. That is the reason to rent. Otherwise I'd own a home and have to do all of that myself.
I don't want to deal with hiring anyone to do anything. I pay my landlord to do all of that.
Yes, I've already said that. That's why I'm paying him every month.
If my pipes break tomorrow I call him and he takes care of it. Someone comes and fixes it that day or the next. If I owned the place I wouldn't be able to get it fixed until next month.
I think you and I have very different financial situations if you're having a hard time understanding this.
Don't call me a lier again. You don't even know me.
If my pipes break tomorrow I call him and he takes care of it. Someone comes and fixes it that day or the next.
Right, he paid for that plumber with money from your rent in excess of the cost of the mortgage. If you didn't have to pay that excess cost you could have paid the plumber yourself.
The only service he's providing here is scheduling an appointment with a plumber who is the one actually fixing the pipes, not the landlord.
He's also trying to make a profit so the rent minus cost of mortgage and minus cost of repairs that he covers is almost still a positive number so that he is actually making money on this.
Again I want to stress, the service he's providing is paying other people to do things for you with money that you gave him.
If I owned the place I wouldn't be able to get it fixed until next month.
What? How does your landlord do it? Because you would just do that, and then you wouldn't have a parasitic third party leeching off your income. You would have the exact same service and more money to spare.
Dude. Stop.
You might be able to pay for emergencys. I cannot.
I'm done talking to you about this. Stop replying to every comment I've made with the same ignorant comments please.
I never insulted you. If you actually read the things I've said, I'm only saying that landlords are leechs and provide nothing of value.
I'm in the same position as you and have to rent from a landlord, except my experience has taught me that they should not exist and brought me into solidarity with others who are exploited by the ownership class. It has not led me to defend my oppressor.
good things happen when we get rid of our oppressors
Landlords by and large also dont keep up on maintenence. If and when maintence is done, its usually by someone else who isn't them. They don't personally provide anything, and yet take 1/3 to half if not more of working peoples income, which is the problem we have with them.
That's cool if the people you've rented from are different. I'm not saying that in a person to person, individual basis they are all bad people or anything, but as a class it needs to end
Oh for sure, as a class I agree with you.
Idk like anything you just have to be diligent I guess. I've been able to have have a positive outcome in my situation. But that's me, and obviously not every one can be that lucky.
Because in some places renting is so much cheaper than buying it’s comical. Go look into rent vs prices of property and mortgages in London in the UK for example and then we can talk.
Renting can literally NEVER be cheaper than buying, because the landlord's mortgage MUST be less than the rent you're paying! If you'd had the option to buy the same place for what the landlord did, you'd be paying significantly less each month.
So what you mean is, landlords bought up all the cheap housing and all that's left to buy is what they can't bleed a profit out of.
I'm not telling them to buy a house. We were trying to point out that landlords are leeches who provide nothing of value and suck up large percentages of peoples income.
The hypothetical here is if you weren't paying your landlord, you would have more money, because you're already paying them amd now you're not.
I've heard the real estate situation in London is particularly awful, even compared with other major cities where its also bad for similar reasons.
You're the only one who has made assumptions about other people's living situations.
No one has commented on or judged your living situation. The only thing any of us have been commenting on is that landlords are leeches who do not provide anything of value. Their whole point of existence is to leech value from working people like you and myself.
Has it crossed your mind that various people have tried to tell you the same thing, and they all agree with each other, just might have a point youre not getting? As opposed to us all being "ignorant"?
I don't want to deal with hiring anyone to do anything. I pay my landlord to do all of that. That's worth it to me.
For example, when I moved in the fridge died about a year in. I told my landlord and he sent me the name and number of a repair place. I told him that's nice, but it's not my fridge and I'm not going to call anyone for it. That's his job. That's why I'm paying him. That's why I'm calling him.
I've got other things to do. He owns it, he deals with it.
Sorry, unfortunately I live in the real world and don't have an extra few hundred laying around for an unexpected new fridge. And no, owning my own home would not give me that extra money. Because, again, I live in the real world.
What real world exists where paying a massive % of your income to a landlord is cheaper than doing those things yourself????
Getting a fridge fixed is a fraction of what rents cost basically everywhere anymore. i could get a really nice new fridge for less than my monthly rent.
And remember they tried to pawn it off on you in the first place. They're parasites. They need to go. Que the quote about the Maoist uprisings against the landlords.
If you're not being charged rent then either you live in a house you own, or you live rent-free in a house you don't own. In the first instance then either you're rolling in cash and own it outright, or you have a mortgage on it. In the second instance then you're likely living in your parents' basement.
So: if you're living rent-free in your parents' basement or you're so rich you own your house outright then you have no idea what you're talking about.
And if you have a mortgage then that means you're making monthly payments that strictly speaking aren't rent but might as well be. Thanks to interest rate changes in the UK my mortgage recently nearly doubled, so that's several hundred pounds a month I've had to find for LITERALLY NOTHING. Owning is generally cheaper than renting which is why I do it, but you've still got that substantial monthly outlay that restricts your ability to buy fridges and other stuff.
We were trying to point out that landlords provide nothing of value to society and are leeches.
Its simple math that if a fridge cost half your rent, but you didn't have to pay a land leech, then you could buy a fridge and still be ahead by half a months rent.
I was trying to communicate that whatever a landlord does for you is necessarily of less value than what you pay on rent because they're making a profit.
I do not own a home or live rent free for the record, and I'm not sure how that became subject for speculation
The term you're looking for isn't 'ignorant', it's 'cognitive dissonance'. Everything they're saying is obviously true but at the same time in your head it's obviously wrong. Instead of trying to grapple with that you're writing the whole thing off as ignorance and shutting down. That's not what ignorance means, by the way. You might as well just say 'wrongthink'.
Their original response was just "I'm done with this". I decided to take it as a "disengage" request. Then they added the "ignorant" part. So I'm glad someone else responded to them lol.
They'll figure it out someday maybe. They definitely weren't open to hearing any of this now
But what about all the housing they provide?
I dunno I haven't really thought it through yet but maybe like...what if we had some sort of system that gave everyone a home?
Just spitballing.
Hmmm i think i would like to read your manifesto
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Oh absolutely. But Investors make money off of it, so "what can we do?" Gotta protect the people on wall street that don't do anything.
You might be physically unable, but you're not monetarily unable. Most landlords just pay someone to do it with the money you gave them.
Whatever you are paying in rent is enough to cover the costs of that property and then pay for your landlord's own lifestyle on top. You are being robbed.
Oh trust me, I am definitely monetarily unable to.
It's pretty straightforward math. A landlord's income is necessarily the cost of maintenance of a property plus some extra as profit. Otherwise they're losing money and therefore wouldn't be a landlord. But since their income is the rent you pay, you are therefore paying for everything plus their own cost of living.
Correct. I'm paying him to take care of everything so I don't have to do it. Lawn. Plumbing. Damages. That's all one person for me. I'm paying that one person to take care of all of those things so I don't have to. And the price never changes.
See what I mean?
No, you're paying that person to then pay other people to take care of those things. If you tell me your landlord handles the lawn, plumbing, all repairs, etc, I'll just call you a liar.
What. Why would you call me a lier lol. My landlord handles all of that. That's why I'm renting. That is the reason to rent. Otherwise I'd own a home and have to do all of that myself.
because your landlord simply does not do all those things, I don't believe you. your landlord hires someone to do those things.
Yes, I've already said that. That's why I'm paying him every month.
If my pipes break tomorrow I call him and he takes care of it. Someone comes and fixes it that day or the next. If I owned the place I wouldn't be able to get it fixed until next month.
I think you and I have very different financial situations if you're having a hard time understanding this.
Don't call me a lier again. You don't even know me.
Right, he paid for that plumber with money from your rent in excess of the cost of the mortgage. If you didn't have to pay that excess cost you could have paid the plumber yourself.
The only service he's providing here is scheduling an appointment with a plumber who is the one actually fixing the pipes, not the landlord.
He's also trying to make a profit so the rent minus cost of mortgage and minus cost of repairs that he covers is almost still a positive number so that he is actually making money on this.
Again I want to stress, the service he's providing is paying other people to do things for you with money that you gave him.
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What? How does your landlord do it? Because you would just do that, and then you wouldn't have a parasitic third party leeching off your income. You would have the exact same service and more money to spare.
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If you want to buy a house for me go right ahead. I'll gladly only pay my own mortgage after that.
First I have to buy food though. Let me know when you're going to forward the 100k. I have PayPal, Venmo and banking accounts.
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But he's charging you more than what all those things cost combined
Dude. Stop.
You might be able to pay for emergencys. I cannot.
I'm done talking to you about this. Stop replying to every comment I've made with the same ignorant comments please.
We're cool. But please just don't be ignorant.
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They don't realize that, they think we're being ignorant for pointing it out
Anytime you want to give me 100+k to buy a house, you know where to find me.
I wish i did.
I never insulted you. If you actually read the things I've said, I'm only saying that landlords are leechs and provide nothing of value.
I'm in the same position as you and have to rent from a landlord, except my experience has taught me that they should not exist and brought me into solidarity with others who are exploited by the ownership class. It has not led me to defend my oppressor.
Grow up
Would you rather pay $10 for a sandwich or $20 for a guy to buy the sandwich for you?
Stop using the word ignorant to mean telling you things that are true and that add information to the discussion.
Housing co-ops can very well be a thing and in rare cases they are. Rent would also be cheaper that way all considered.
I hear that.
They're definitely not anywhere near my city though.
Landlords by and large also dont keep up on maintenence. If and when maintence is done, its usually by someone else who isn't them. They don't personally provide anything, and yet take 1/3 to half if not more of working peoples income, which is the problem we have with them.
That's cool if the people you've rented from are different. I'm not saying that in a person to person, individual basis they are all bad people or anything, but as a class it needs to end
Oh for sure, as a class I agree with you.
Idk like anything you just have to be diligent I guess. I've been able to have have a positive outcome in my situation. But that's me, and obviously not every one can be that lucky.
I don't agree with that. Unless you want to give me money every time something happens to my home.
But you would save money if a landlord wasn't leeching it from you because of your basuc human need for shelter
No I would not.
How would you have less money than you do now, if we removed what you pay in rent as an expense?
Because in some places renting is so much cheaper than buying it’s comical. Go look into rent vs prices of property and mortgages in London in the UK for example and then we can talk.
Renting can literally NEVER be cheaper than buying, because the landlord's mortgage MUST be less than the rent you're paying! If you'd had the option to buy the same place for what the landlord did, you'd be paying significantly less each month.
So what you mean is, landlords bought up all the cheap housing and all that's left to buy is what they can't bleed a profit out of.
Buy me a house then, if they're so much cheaper than renting.
I'll wait.
I'm not telling them to buy a house. We were trying to point out that landlords are leeches who provide nothing of value and suck up large percentages of peoples income.
The hypothetical here is if you weren't paying your landlord, you would have more money, because you're already paying them amd now you're not.
I've heard the real estate situation in London is particularly awful, even compared with other major cities where its also bad for similar reasons.
I've explained all of this already. Have a good one.
In fact, you never explained it. You've just repeatedly asserted it.
Sucks to find a hexbear that's not cool. Not everyone has your living situation. You should know that being from hex.
You have no idea what you're talking about
"no u".
You're the only one who has made assumptions about other people's living situations.
No one has commented on or judged your living situation. The only thing any of us have been commenting on is that landlords are leeches who do not provide anything of value. Their whole point of existence is to leech value from working people like you and myself.
Has it crossed your mind that various people have tried to tell you the same thing, and they all agree with each other, just might have a point youre not getting? As opposed to us all being "ignorant"?
Does insurance count?
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I don't want to deal with hiring anyone to do anything. I pay my landlord to do all of that. That's worth it to me.
For example, when I moved in the fridge died about a year in. I told my landlord and he sent me the name and number of a repair place. I told him that's nice, but it's not my fridge and I'm not going to call anyone for it. That's his job. That's why I'm paying him. That's why I'm calling him.
I've got other things to do. He owns it, he deals with it.
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Sorry, unfortunately I live in the real world and don't have an extra few hundred laying around for an unexpected new fridge. And no, owning my own home would not give me that extra money. Because, again, I live in the real world.
What real world exists where paying a massive % of your income to a landlord is cheaper than doing those things yourself????
Getting a fridge fixed is a fraction of what rents cost basically everywhere anymore. i could get a really nice new fridge for less than my monthly rent.
And remember they tried to pawn it off on you in the first place. They're parasites. They need to go. Que the quote about the Maoist uprisings against the landlords.
When's the last time you bought a new refrigerator? A cheap one is at least half my rent.
What's your living situation? There's a couple extremely bad takes from people in this thread about other people's situations.
Yes a cheap one is half your rent. But if you weren't being charged rent, you would have that money - and you'd also have a fridge and still be ahead!
If you're not being charged rent then either you live in a house you own, or you live rent-free in a house you don't own. In the first instance then either you're rolling in cash and own it outright, or you have a mortgage on it. In the second instance then you're likely living in your parents' basement.
So: if you're living rent-free in your parents' basement or you're so rich you own your house outright then you have no idea what you're talking about.
And if you have a mortgage then that means you're making monthly payments that strictly speaking aren't rent but might as well be. Thanks to interest rate changes in the UK my mortgage recently nearly doubled, so that's several hundred pounds a month I've had to find for LITERALLY NOTHING. Owning is generally cheaper than renting which is why I do it, but you've still got that substantial monthly outlay that restricts your ability to buy fridges and other stuff.
If we just give your landlord the chop chop then you can own your house for free.
We were trying to point out that landlords provide nothing of value to society and are leeches.
Its simple math that if a fridge cost half your rent, but you didn't have to pay a land leech, then you could buy a fridge and still be ahead by half a months rent.
I was trying to communicate that whatever a landlord does for you is necessarily of less value than what you pay on rent because they're making a profit.
I do not own a home or live rent free for the record, and I'm not sure how that became subject for speculation
So you pay your parents. Do you live in the basement or do they let you into the actual house?
I'm done with this. This is one of the most ignorant things I've read in a while.
The term you're looking for isn't 'ignorant', it's 'cognitive dissonance'. Everything they're saying is obviously true but at the same time in your head it's obviously wrong. Instead of trying to grapple with that you're writing the whole thing off as ignorance and shutting down. That's not what ignorance means, by the way. You might as well just say 'wrongthink'.
Their original response was just "I'm done with this". I decided to take it as a "disengage" request. Then they added the "ignorant" part. So I'm glad someone else responded to them lol.
They'll figure it out someday maybe. They definitely weren't open to hearing any of this now