I used to be big fans of Credit Karma and TrueBill but both have sold out to companies I really dislike (essentially the Intuit family of companies). I really dislike Intuit lobbying the US government to keep taxes complicated as well as their mediocre software.

I tried Monarch but it didn’t really help me at all; it felt very incomplete. As for credit monitoring I know just about every bank offers gimmicky services but I’d like to avoid those if possible (don’t even get me started on personal banking).

  • TunaLobster@lemmy.ml
    ·
    9 months ago

    My credit card company provides my TransUnion score. I can request of the others directly for free per the normal rules.

    • railsdev@programming.dev
      ·
      9 months ago

      I was a TrueBill user before it was bought out and rebranded Rocket Money; that’s exactly why I stopped using it.

      • Fisherswamp@programming.dev
        ·
        9 months ago

        Ah gotcha, I didn't realize that. Can I ask why you dislike Rocket? I didn't think they were anywhere near as bad as Intuit

        • railsdev@programming.dev
          ·
          9 months ago

          I wish I could remember what I read up on them. I have a habit of learning tons of information about a company, labeling it “bad/good” then forgetting why.

          Generally speaking I ditch companies as soon as they’re bought out because the quality goes downhill shortly after. It’s always the same thing: Simple sold out to BBVA and was discontinued, ONE Finance sold out to Walmart and now it’s clunky/gimmicky as ever, TrueBill sold out to Rocket and it went downhill.

          Honestly there is so much with banking I want to automate and I’m dying to develop a fintech app simply to act as a money manager but I’m just some guy without banking certifications or millions to throw at life’s problems.