That's a fair point about the age. Apparently this is changing to 46 relatively soon in 2026! "ABLE Age Adjustment Act passed as part of the Omnibus Spending Bill. This bill will increase the age of ABLE eligibility from “before age 26” to “before age 46” effective 01/01/2026. This will expand the number of ABLE eligible individuals by an estimated six million people, including one million veterans. National Disability Institute (NDI), parent company of the ABLE National Resource Center, and ABLE supporters and disability advocates from across the country strongly supported this change."
Here is the Disability Benefits episode: https://www.youtube.com/watch?v=hq2s7RMRsgs
I am happy that he did it as his episodes usually lead to more eyes on the issue and sometimes favorable legislation.
Honestly I prefer methods like SuperGenPass or Lesspass, which create passwords algorithmically based on a domain name. Nothing is stored anywhere.