Understood. Actually, I must be wrong about the $10,000 figure, but in any case I should probably delete this account after I've gotten the advice and orientation that I need. Or at least scrub the personal details so other people can get answers (I know I needed something like this when it first happened). Thank you for your input!
What did you have in mind with:
we’d probably want to strategize on some ways to extract value from the house before foreclosing starts
?
I've been pulling out all the appliances and tools that I can find and bringing them back to my apartment, and of course some sentimental things, but were you thinking of something else?
Thank you! I didn't have much luck getting help through the university before, but it looks like they have more availability now. Thank you for your input!
Thank you, I tried those keywords and the results are much more useful than what I was getting before. I'm following the advice of the thread and looking for low-income legal advice. It actually didn't occur to me that the state bar would have lists of pro bono lawyers. Thank you for weighing in.
Understood, I am renewing my search for pro bono legal advice. Didn't have much luck before, because it was the holidays, but hopefully someone's available now. Thank you!
Thank you for your input! I was definitely hoping someone else had gone through something like this before and could weigh in on how to deal with it.
I do have the affidavit form in hand and certified copies of the death certificate; I'm just afraid to go down there because I don't know what will happen after that.
As far as retirement accounts, life insurance, etc., my searches through their documents have not turned up anything yet.
I am following people's advice and looking up legal help through the state/county and the university. As luck would have it, they died right before the holiday season (:agony-shivering:) so the free services were unavailable when I tried this the first time, but it makes sense to try again. I have already filed for succession and have an upcoming court date but still have all these questions floating around unanswered in the background. I'm following the advice of the thread and looking for pro bono legal advice.
Mercifully, it looks like we get to avoid the medical aspect of hellstate, since their Medicare is mostly covering those bills so far.
The credit cards, I understand, are a third rail for the reason you described, and unsecured debt, so there's no way I'm willingly paying them anything. Fuck em! (hopefully)
Thank you for your input, I am going down the list to try to find a lawyer to talk to about this pro bono. Hopefully better luck than when I tried to do this during the holiday season!
Hence why I'm worried about these creditors :\ it's in decent shape compared to other houses that are selling in the area, though, but the uncertainty is a stressor for sure.
I'm definitely expecting something, at least, yeah. Looking forward to the end temporary alleviation of precarity, then I can look outward a little more, become more active in the local orgs, help people out (c/mutualaid) and so on.
Fair enough. I've been wanting to ask the internet for quite some time now because the estate attorney wanted $270/hr just to sit down and ask questions :\
Searching online is tough because most of the results are SEO-optimized ads for more lawyers. Just sucks man.
Should be, but they paid off less than $10,000 on the mortgage in the last few years of their life. I'm expecting some credits for the buyer as well, since it'll need roofing and other work. Hard to say at this point, since the court date is still upcoming and we haven't listed the property yet.
Thank you for your thoughtful comment and sentiments. I will probably make a post there soon.