Hey kids did you know that bankruptcy only lasts 7 years?
If you’re under the age of 50 and you’re not exploiting this loophole for FREE MONEY FROM THE BANKS to pay off your student loans then you’re a sucker.
Get a good enough credit score to get several high value credit cards.
Stop spending your money and start directing your money to student loans (because they aren’t typically discharged under bankruptcy because the system is RIGGED against you)
Pay off one card with another card. Let that balance balloon. Maybe even get some free flights from the points for a cheap holiday.
At the age of 25-30 you’ve probably reached the point where the walls start closing in. Turn off your phone and file for bankruptcy.
Once you achieve bankruptcy and you’ve hopefully paid off most of your student loans by directing your cash there and living off of credit cards, NOW IT’S EUROPE TIME BABY.
After 7 years living in Spain, Greece, Berlin, or France you’ve grown as a person, you’ve probably learned a new language and a new appreciation for architecture and art, maybe you’ve also met the love of your life. Whatever who gives a fuck now your credit card debt is gone baby. You beat the system.
This sweet plan seems to include a lot of being approved for masses of credit and hoping you can pay off your un-write-offable loans (there are an upsetting number of ways debts can't be written off). But if anyone can go bankrupt and fuck over their debtees, please do.
Some people can get more into debt than others this is true, but the key point is that you should load up on as much debt as possible because that’s fucking FREE MONEY all you have to do is not need any debt for 7 years.
Do you want to join a commune? Rack up that debt first.
Do you want to live in Europe? Rack up that debt first.
Interested in being a writer? You’ll be poor as fuck anyway so rack up that debt first.
firms are incredibly willing to extend personal debt so take advantage of the fact that you can declare bankruptcy and score yourself 50,000-500,000 in the form of personal debt the banks were wrong to offer you and declare bankruptcy it’s praxis and you can pay for a free holiday just do it.
Hey kids did you know that bankruptcy only lasts 7 years?
If you’re under the age of 50 and you’re not exploiting this loophole for FREE MONEY FROM THE BANKS to pay off your student loans then you’re a sucker.
This sweet plan seems to include a lot of being approved for masses of credit and hoping you can pay off your un-write-offable loans (there are an upsetting number of ways debts can't be written off). But if anyone can go bankrupt and fuck over their debtees, please do.
Some people can get more into debt than others this is true, but the key point is that you should load up on as much debt as possible because that’s fucking FREE MONEY all you have to do is not need any debt for 7 years.
Do you want to join a commune? Rack up that debt first.
Do you want to live in Europe? Rack up that debt first.
Interested in being a writer? You’ll be poor as fuck anyway so rack up that debt first.
firms are incredibly willing to extend personal debt so take advantage of the fact that you can declare bankruptcy and score yourself 50,000-500,000 in the form of personal debt the banks were wrong to offer you and declare bankruptcy it’s praxis and you can pay for a free holiday just do it.
The key is to make sure you don't buy physical stuff cause they will take that back.
You're in Europe anyway baby.