If i go to a doctor because of lumpy painful wrist syndrome and I think it's carpal bossing but idk, but also I injured my wrist like an idiot 7 years ago when i was uninsured, do I need to play dumb about that injury or else insurance will deny me or something because it's pre-existing and then i'll have to pay a million dollars to have a working hand? My natural inclination is to not lie about shit and it's relevant but also i don't have a million dollars if being like "so yeah i think i fucked up my wrist half a decade ago" is gonna fuck me on insurance?
Idk i haven't seen a doctor in like 9 years
My understanding is that in the US insurance isn't allowed to deny for preexisting conditions anymore: https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html
I don't think you need to lie to her doctor about your wrist injury. Usually, doctors are slightly more on your side than insurances and will work with you to find something a treatment that is covered.