I make just under $80k in a small american town, probably in the top 10% of workers here, and I'm still paycheck to paycheck.
Food for 3 people comes out to like $2500/month, rent is $2000/month, taxes are $1600/month, health insurance is $400/month with about $50-100 out of pocket for meds. More of someone has to go to the ER or Urgent Care. Rest of it (~$200) goes to general expense, and we frequently have to dip into credit.
Also that $400 health insurance doesn't even cover doctors visits and if I bring it up, the price skyrockets from $50 to $250 because thats what BCBS says it's worth. Gotta hit that $8000/year deductible before any of that money I pay in can even be used.
And no I'm not in some mansion or anything, I'm in a 110 year old house with 2 bedrooms and a rotted deck that the landlord refuses to fix. Most of the other houses here are occupied by elderly people who are paying $200-$300/month for their mortgage or renters living 2 to a room spending $1800-$2000/month to a landlord that bought the house after the old person that lived in it died.
I make just under $80k in a small american town, probably in the top 10% of workers here, and I'm still paycheck to paycheck.
Food for 3 people comes out to like $2500/month, rent is $2000/month, taxes are $1600/month, health insurance is $400/month with about $50-100 out of pocket for meds. More of someone has to go to the ER or Urgent Care. Rest of it (~$200) goes to general expense, and we frequently have to dip into credit.
Also that $400 health insurance doesn't even cover doctors visits and if I bring it up, the price skyrockets from $50 to $250 because thats what BCBS says it's worth. Gotta hit that $8000/year deductible before any of that money I pay in can even be used.
And no I'm not in some mansion or anything, I'm in a 110 year old house with 2 bedrooms and a rotted deck that the landlord refuses to fix. Most of the other houses here are occupied by elderly people who are paying $200-$300/month for their mortgage or renters living 2 to a room spending $1800-$2000/month to a landlord that bought the house after the old person that lived in it died.