Seems safer to bet that capitalist society won't exist by the 2060s. It'll be either socialism or barbarism by then, and neither look too good for a Roth IRA account or whatever its called

  • redfern45 [none/use name]
    ·
    3 years ago

    random question if anyone happens upon it... I’m 32 and my wife and I have a 401k that’s basically equivalent to the private school loan debt we still have (including early withdrawal fees). All of the “experts” talk about how dumb it is to withdraw early but it’s really tempting to think about being debt free. Any thoughts?

    • Multihedra [he/him]
      ·
      3 years ago

      Can you be on an income-based repayment? Cause if so, there’s basically no way that holding onto the debt can fuck you over too bad, so I see no reason to rush to pay it off.

      Personally, I’d like to die with my fuckin mountain of student loan debt, just because then those jerks don’t get the money. But I guess I gotta look into what they can legally loot off my corpse, I’m guessing it’s a lot and they take priority over whatever my will might say

      Edit: holy shit, according to studentloans.gov, the debt’s discharged when you die. New life goal :comfy-cool:

    • NeverGoOutside [any]
      ·
      3 years ago

      Don’t ever pay student loan debts. Make them drag every last cent from your hands. Don’t make it easy for them.

      And saving for retirement is stupid as hell. It’s a scam just like everything else in amerikkka.