Yeah it's just convience. It doesn't really matter where you buy, and I bank at schwab and have my Roth there. Also VT is the entire stock market international included. Often the ETFs at like Schwab that say "Total Market" are US only, and you want international diversication in your portfolio.
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VT is an ETF you can buy for like $100 a pop. Schwab also has great Target Date Funds with a minimum buy of like $1.
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Yeah it's just convience. It doesn't really matter where you buy, and I bank at schwab and have my Roth there. Also VT is the entire stock market international included. Often the ETFs at like Schwab that say "Total Market" are US only, and you want international diversication in your portfolio.