I use TD for serious stuff. Thinkorswim is a bit more esoteric than RH but their youtube channel has tutorials and walkthroughs. I use webull for non-serious stuff. TD banks through Schwab and lets you use your account for banking. They'll send you a debit card for it and everything. All free and no minimums or maintenance fees. Commissions on options of course. You can also do IRA stuff through them.