I would recommend an N95 in shared indoor spaces indefinitely (exceptions for a trusted, small network of friends/family doing the same). There will be lulls and those might as well be a time to have a slightly more typical life, but I wouldn't recommend maskless risky behavior because you don't want to be the person that got an immunocompromised friend, family member, or acquaintance killed / disabled. We can't solve the problem through individualist approaches but we can remove our personal contribution in the more extreme cases

Also get as vaxxed as you can be