I now realize how much of a joke it is when private-healthcare defenders swoop in with the “If you don’t have insurance, just get a good job” defense. I know I’m preaching to the choir, but the reality is that your employer won’t just give you insurance, you have to sign up for a "plan” (akin to some streaming services) just for a discount (i.e. my awful copay)
- Need a prescription covered? Hopefully it’s not a “specialty medication” because that’ll be extra.
- Do you have a preexisting condition that requires more appointments than normal? Tough shit, we’ll only cover a certain amount
- How about dental care? (because that’s not healthcare and needs a plan on its own) We got you covered for most of your cleanings every 6 months, but we don’t cover oral surgery for your wisdom teeth. That’ll all be out of pocket. Fuck you
- And are you fucking serious that you require glasses too? You’re lucky to be given all of these benefits from the holy medical, pharmaceutical, and dental insurance providers. We’ll cover glasses to a certain amount but contacts will be extra. LOL imagine thinking that being able to see
Just absolutely wild that people put up with this. Holy shit, beyond dystopian
Like, this is the same peoples that scare about Russia but ignore the million death because of COVID, which is way nearer than some country on the east. Their brain wire differently
Look up "Health Savings Account" and laugh.
The US has investment accounts for paying medical expenses. It's like a 401k or IRA but you're supposed to spend the money on medical bills. You can get it if you choose the "high deductible" insurance plan. It's tax free.
Was just introduced to this today for my company's benefits presentation
:agony-shivering:
Unfortunately, college-age reddit dweebs in the neoliberal pipeline usually don't have souls and end up working for McKinsey and sometimes they fix bread prices :pete:
When I started my current job ages ago, on the first day during orientation I had to fill out a paper and select which healthcare, vision, and dental plan I wanted. Being a dumbass early 20-year-old, I had no idea the difference between any of the healthcare plans offered were, nor was I given a chance to think on it. It was just, you've got 5 minutes to choose.
Oh, and if I want to change my healthcare plan? I have to wait until "open season" which occurs for one month every year. Outside of that I'm stuck with whatever I chose.
It's all absolutely ridiculous.
