If you're extremely consistent in paying off your balance every month, your credit score will still increase. Like yeah being a good debt customer looks better, but paying off your card and using it as a buffer against your checking account or bundle of cash in the mattress will cost you basically nothing because the interest never accrues.
If you're extremely consistent in paying off your balance every month, your credit score will still increase. Like yeah being a good debt customer looks better, but paying off your card and using it as a buffer against your checking account or bundle of cash in the mattress will cost you basically nothing because the interest never accrues.