I buy things on credit card, and pay the full amount off, but my credit score is going down instead of up?

I have nothing else my name expect this credit card, and student loans that are not due yet because I am still in college.

  • prismaTK
    ·
    edit-2
    1 year ago

    deleted by creator

    • KiaKaha [he/him]
      ·
      2 years ago

      That’s weird. The banks here just look at your income vs your (potential) outgoings. If you have a line of credit, they just assume it can be maxed out, increasing your outgoings.

      It’s why here you people only apply for a credit limit they need, and why people cancel credit cards before applying for home loans.