I buy things on credit card, and pay the full amount off, but my credit score is going down instead of up?
I have nothing else my name expect this credit card, and student loans that are not due yet because I am still in college.
I buy things on credit card, and pay the full amount off, but my credit score is going down instead of up?
I have nothing else my name expect this credit card, and student loans that are not due yet because I am still in college.
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That’s weird. The banks here just look at your income vs your (potential) outgoings. If you have a line of credit, they just assume it can be maxed out, increasing your outgoings.
It’s why here you people only apply for a credit limit they need, and why people cancel credit cards before applying for home loans.